Run money, trust, and business proof from one workspace.
Niatse gives African operators a calm command center for invoices, receipts, MoneyFlow review, business records, and trust-ready operating evidence.
MoneyFlow
Review before reports
BusinessFlow
Keep work scoped
Trust
Proof without exposure
Demo workspace preview
Niatse dashboard
Niatse Unified OS
Workspace command center
Money movement, trust proof, customer operations, and workspace actions stay in one owner-safe view.
Net movement
GHS 0
To review
0
Operating balance
GHS 0
A live owner view of money coming in, going out, and records that still need review.
Money in
GHS 0
Money out
GHS 0
Cash activity bars
MoneyFlowBusinessFlow
Keep business money clear.
Business income
GHS 0
Reviewed money in
Business expenses
GHS 0
Reviewed money out
Estimated profit
GHS 0
Income minus expenses
Owner movement
GHS 0
Contributions and withdrawals
Sell
Open path
Buy
Open path
Customer
Open path
7
Operating workspaces
4
Trust evidence lanes
1
Unified app shell
24/7
AI command layer
One super-platform
Built as economic infrastructure, not a bundle of disconnected apps.
Niatse connects the daily workflows of African operators into one trusted operating environment: identity, commerce, finance, community, and developer integrations all strengthen the same business graph.
Business workspace
CRM, orders, projects, payroll, catalogue, storefront, and settings.
Financial layer
Money Flow, invoices, budgets, capital readiness, and reporting currency.
Trust layer
Verification, reputation signals, eligibility guidance, and risk context.
Access layer
Web, mobile, WhatsApp, SMS, USSD, voice, APIs, and AI command paths.
Everything in one place
Built for the full stack of running a business
Smart Ledger
Every MoMo, bank transfer, and cash flow automatically captured and categorised. Parse SMS receipts in real time.
Invoicing
Create professional invoices in seconds, send via WhatsApp, and track every payment from draft to settled.
Payroll
Run monthly payroll with PAYE and SSNIT auto-calculated. Dispatch payslips to every employee over WhatsApp.
Harmony Index
Your 0–100 financial health score across data fidelity, social trust, profitability, and compliance.
Capital Readiness
AI-driven analysis of your readiness for institutional funding. Know your funding gap and what to fix.
Mobile + USSD
Full iOS and Android apps. Feature-phone users join via *384*xxx# — no smartphone required.
Susu Circle
Friday Family Savings
Join a Susu circle.
Save together, grow together.
Susu is the traditional African savings circle — now with automated scheduling, MoMo payments, contribution tracking, and a Harmony reliability profile for every member.
- Join via app, WhatsApp, or USSD (*384*xxx#)
- MoMo contributions tracked automatically
- On-time payments boost your Harmony score
- Invite friends with a single link or code
Harmony Index
Know your financial health. Become investor-ready.
Your Harmony score (0–100) tracks data fidelity, social trust, profitability, and compliance — and tells you exactly what to improve to unlock the next level of growth.
Start for freeGetting organised
Building consistency
Scaling confidently
Institutional-grade